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credit cards now: a word of caution

updated tue 27 may 08

 

Elizabeth Priddy on sat 24 may 08


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Lois,

Your situation is unusual. Your neighborhood is unusual.

Of the billions of cc transactions that occur daily, most of them go by without a hitch.

I just refuse to live a life filled with anxiety because bad things happen sometimes.

People can always use their own laptops to get on Paypal to pay, some could even do it on their PDA. People operate in the world according to their own need for security. If they dare, they could even piggyback into my wireless in the studio. I am just trying to make it more convenient. As you said, the archaic knucklebuster system is a thousand times worse if you are talking about ease of fraud, yet people use those every day as well.

It is an illusion to think that the angst you feel is worth it, if you are committing all the energy you say and you still get scammed, with alarming frequency. But it is your illusion, your life.

I'll stick with my illusion that even if I employed all aspects of security available in the world, I would still be vulnerable to someone on a mission. So I don't waste a lot of energy on avoiding all risk, but I do look at my online banking account every day or two just to make sure nothing weird is going on. Reasonable vigilence.

I also wonder if you would have taken as sarcastic a tone with virtually anyone else making the same suggestion, as you seem to get in a twist with regard to me on a regular basis. Let's let that go, ok?

A new clayart and a new slate for old adversaries. Wouldn't that be a beautiful illusion to maintain?

Forever optimistic,

E




Elizabeth Priddy
Beaufort, NC - USA

Natural Instincts Conference Information:
http://downtothepottershouse.com/NaturalInstincts.html
http://www.elizabethpriddy.com
http://www.flickr.com/photos/7973282@N03/

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Lois,
 
Your situation is unusual.  Your neighborhood is unusual. 
 
Of the billions of cc transactions that occur daily, most of them go by without a hitch.
 
I just refuse to live a life filled with anxiety because bad things happen sometimes.
 
People can always use their own laptops to get on Paypal to pay, some could even do it on their PDA.  People operate in the world according to their own need for security.  If they dare, they could even piggyback into my wireless in the studio.  I am just trying to make it more convenient.  As you said, the archaic knucklebuster system is a thousand times worse if you are talking about ease of fraud, yet people use those every day as well.
 
It is an illusion to think that the angst you feel is worth it, if you are committing all the energy you say and
you still get scammed, with alarming frequency.  But it is your illusion, your life.
 
I'll stick with my illusion that even if I employed all aspects of security available in the world, I would still be vulnerable to someone on a mission.  So I don't waste a lot of energy on avoiding all risk, but I do look at my online banking account every day or two just to make sure nothing weird is going on.  Reasonable vigilence.
 
I also wonder if you would have taken as sarcastic a tone with virtually anyone else making the same suggestion, as you seem to get in a twist with regard to me on a regular basis.  Let's let that go, ok?
 
A new clayart and a new slate for old adversaries.  Wouldn't that be a beautiful illusion to maintain?
 
Forever optimistic,
 
E
 

 


Elizabeth Priddy
Beaufort, NC - USA

Natural Instincts Conference Information:
http://downtothepottershouse.com/NaturalInstincts.html
http://www.elizabethpriddy.com
http://www.flickr.com/photos/7973282@N03/






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Lois Ruben Aronow on sat 24 may 08


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Aw shucks, the majority of people in the world are really nice and trusting,
so don't pay any attention to what they say on the news.

OMG you must be joking. I had my Amex # stolen TWICE this year just by
making bids on Priceline. TWICE. Complete with secret security code. Not
even purchases, just bids. Once was just this week. Oh yes - the thieves
made purchases, and lots of them. They are enjoying memorial day weekend in
Miami.

My bank card number and password has also been stolen, as has my husbands.
This was not due to the rash of number collectors attached to bodega ATM's
in the neighborhood. That has been a problem, yes. But an inside job at
our bank. A BIG bank. Tens of 1000s of numbers in NY area. When I lived
abroad, my long-time cleaning person stole checks from the bottom of a
checkbook that had been tucked into a drawer. Yes, I have spyware
protection, worm protection, virus protection, don't store cc's on my
computer. Still they come.

I would NEVER enter my user name and password into someone else's computer.
EVER. In fact, I doubt you would be covered by your company's fraud
protection if you do, as it is you alone who have made yourself vulnerable.
Why not have your social security number printed on a T-shirt and hand them
out on the street? Once you have the user name and password, you have
access to the full banking information. I am shocked that you would even
suggest that this is not an issue.

I am far more comfortable since the laws changed to no longer print full
credit card numbers on receipts. I am very uncomfortable using my
knucklebuster because of the card number, security code, expiry date and zip
code are there. what if I lose one? It freaks me out.

My heart is beating so fast just thinking about this. I can't believe that
people would leave themselves and their financial lives so vulnerable.



Post said he would never use another's computer for financial
transactions..


Oops, I forgot about the paranoia.
Fool that I am, I never once considered using Paypal for nefarious schemes.

No way they could harvest your credit card numbers and sell them online
based on a card swiping or imprinting machine or something like that...

At some point you have to just assume that people are not out to get you, or
you can just stay at home and hide under your couch.

I will remain a trusting fool, secure in the knowledge that I would not
glean
someone's information from them as they use my computer.



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charset="us-ascii"
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charset=3Dus-ascii">


size=3D2>class=3D515503822-24052008>Aw shucks, the majority of people in the =
world are=20
really nice and trusting, so don't pay any attention to what they say on =
the=20
news. 

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>OMG you must be joking.  I had my Amex # =
stolen=20
TWICE this year just by making bids on Priceline.  TWICE.  =
Complete=20
with secret security code.   Not even purchases, just =
bids.  Once=20
was just this week.  Oh yes - the thieves made purchases, and lots =
of=20
them.  They are enjoying memorial day weekend in Miami. =20

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>My bank card number and password has also =
been stolen,=20
as has my husbands.  This was not due to the rash of number =
collectors=20
attached to bodega ATM's in the neighborhood.  That has been a =
problem,=20
yes.  But an inside job at our bank.  A BIG bank.  Tens =
of 1000s=20
of numbers in NY area.  When I lived abroad, my long-time cleaning =
person=20
stole checks from the bottom of a checkbook that had been tucked into a=20
drawer.  Yes, I have spyware protection, worm protection, virus =
protection,=20
don't store cc's on my computer.  Still they come. =20

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>I would NEVER enter my user name and =
password into=20
someone else's computer.  EVER.  In fact, I doubt you would be =
covered=20
by your company's fraud protection if you do, as it is you alone who =
have made=20
yourself vulnerable.  Why not have your social security number =
printed on a=20
T-shirt and hand them out on the street?  Once you have the user =
name and=20
password, you have access to the full banking information.  I am =
shocked=20
that you would even suggest that this is not an issue. =20

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>I am far more comfortable since the laws =
changed to no=20
longer print full credit card numbers on receipts.  I am very =
uncomfortable=20
using my knucklebuster because of the card number, security code, expiry =
date=20
and zip code are there.  what if I lose one?  It freaks =
me=20
out. 

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>My heart is beating so fast just thinking =
about=20
this.  I can't believe that people would leave themselves and their =

financial lives so vulnerable.

size=3D2>class=3D515503822-24052008> 


face=3DArial=20
color=3D#0000ff size=3D2> 

face=3DArial=20
color=3D#0000ff size=3D2> 

class=3D515503822-24052008> Post said he=20
would never use another's computer for financial transactions..

style=3D"PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff 2px =
solid; MARGIN-RIGHT: 0px">
 

Oops, I forgot about the paranoia. 

Fool that I am, I never once considered using Paypal for =
nefarious=20
schemes.

 

No way they could harvest your credit card numbers and sell them =
online=20
based on a card swiping or imprinting machine or something like=20
that...

 

At some point you have to just assume that people are not out to =
get you,=20
or you can just stay at home and hide under your couch.

 

I will remain a trusting fool, secure in the knowledge that I =
would not=20
glean

someone's information from them as they use my computer.

size=3D2> 


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Mayssan Farra on sun 25 may 08


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Hello Lois;=0AIf the knuckle buster freaks you=A0out why not a capture and =
forward terminal. I just started accepting credit cards and it is such a jo=
y , zip the card it prints out=A0 stores it and go home=A0connect to phone =
and forward them all, 2 minutes.=0AI think only the Nurit terminal does tha=
t, someone here on clayart recomended=A0 merchant warehouse club and I am v=
ery happy with them so far,=A0undr $7 a month, reasonable percentage and no=
=A0yearly contract.=0A=A0=0AMayssan Shora Farra=0Ahttp://www.clayvillepotte=
ry.com=0A=0A=0A=0A----- Original Message ----=0AFrom: Lois Ruben Aronow sslo@NYC.RR.COM>=0ATo: CLAYART@LSV.CERAMICS.ORG=0ASent: Saturday, May 24, 2=
008 6:55:20 PM=0ASubject: Re: credit cards NOW: A WORD OF CAUTION=0A=0A=0AA=
w shucks, the majority of people in the world are really nice and trusting,=
so don't pay any attention to what they say on the news.=A0 =0A=A0=0AOMG y=
ou must be joking.=A0 I had my Amex # stolen TWICE this year just by making=
bids on Priceline.=A0 TWICE.=A0 Complete with secret security code.=A0 =A0=
Not even purchases, just bids.=A0 Once was just this week.=A0 Oh yes - the =
thieves made purchases, and lots of them.=A0 They are enjoying memorial day=
weekend in Miami.=A0 =0A=A0=0AMy bank card number and password has also be=
en stolen, as has my husbands.=A0 This was not due to the rash of number co=
llectors attached to bodega ATM's in the neighborhood.=A0 That has been a p=
roblem, yes.=A0 But an inside job at our bank.=A0 A BIG bank.=A0 Tens of 10=
00s of numbers in NY area.=A0 When I lived abroad, my long-time cleaning pe=
rson stole checks from the bottom of a checkbook that had been tucked into =
a drawer.=A0 Yes, I have spyware protection, worm protection, virus protect=
ion, don't store cc's on my computer.=A0 Still they come.=A0 =0A=A0=0AI wou=
ld=A0NEVER enter my user name and password into someone else's computer.=A0=
EVER.=A0 In fact, I doubt you would be covered by your company's fraud pro=
tection if you do, as it is you alone who have made yourself vulnerable.=A0=
Why not have your social security number printed on a T-shirt and hand the=
m out on the street?=A0 Once you have the user name and password, you have =
access to the full banking information.=A0 I am shocked that you would even=
suggest that this is not an issue.=A0 =0A=A0=0AI am far more comfortable s=
ince the laws changed to no longer print full credit card numbers on receip=
ts.=A0 I am very uncomfortable using my knucklebuster because of the card n=
umber, security code, expiry date and zip code are there.=A0=A0what if I lo=
se one?=A0 It freaks me out.=A0 =0A=A0=0AMy heart is beating so fast just t=
hinking about this.=A0 I can't believe that people would leave themselves a=
nd their financial lives so vulnerable.=0A=A0=0A=A0=0A=A0=0A=A0Post said he=
would never use another's computer for financial transactions..=0A=A0=0AOo=
ps, I forgot about the paranoia.=A0 =0AFool that I am, I never once conside=
red using Paypal for nefarious schemes.=0A=A0=0ANo way they could harvest y=
our credit card numbers and sell them online based on a card swiping or imp=
rinting=A0machine or something like that...=0A=A0=0AAt some point you have =
to just assume that people are not out to get you, or you can just stay at =
home and hide under your couch.=0A=A0=0AI will remain a trusting fool, secu=
re in the knowledge that I would not glean =0Asomeone's information from th=
em as they use my computer.=0A=0A=0A
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Content-Type: text/html; charset=us-ascii


Hello Lois;

 

If the knuckle buster freaks you out why not a capture and forward terminal. I just started accepting credit cards and it is such a joy , zip the card it prints out  stores it and go home connect to phone and forward them all, 2 minutes.

 

I think only the Nurit terminal does that, someone here on clayart recomended  merchant warehouse club and I am very happy with them so far, undr $7 a month, reasonable percentage and no yearly contract.
 

Mayssan Shora Farra


http://www.clayvillepottery.com





----- Original Message ----
From: Lois Ruben Aronow <misslo@NYC.RR.COM>
To: CLAYART@LSV.CERAMICS.ORG
Sent: Saturday, May 24, 2008 6:55:20 PM
Subject: Re: credit cards NOW: A WORD OF CAUTION


Aw shucks, the majority of people in the world are really nice and trusting, so don't pay any attention to what they say on the news. 

 

OMG you must be joking.  I had my Amex # stolen TWICE this year just by making bids on Priceline.  TWICE.  Complete with secret security code.   Not even purchases, just bids.  Once was just this week.  Oh yes - the thieves made purchases, and lots of them.  They are enjoying memorial day weekend in Miami. 

 

My bank card number and password has also been stolen, as has my husbands.  This was not due to the rash of number collectors attached to bodega ATM's in the neighborhood.  That has been a problem, yes.  But an inside job at our bank.  A BIG bank.  Tens of 1000s of numbers in NY area.  When I lived abroad, my long-time cleaning person stole checks from the bottom of a checkbook that had been tucked into a drawer.  Yes, I have spyware protection, worm protection, virus protection, don't store cc's on my computer.  Still they come. 

 

I would NEVER enter my user name and password into someone else's computer.  EVER.  In fact, I doubt you would be covered by your company's fraud protection if you do, as it is you alone who have made yourself vulnerable.  Why not have your social security number printed on a T-shirt and hand them out on the street?  Once you have the user name and password, you have access to the full banking information.  I am shocked that you would even suggest that this is not an issue. 

 

I am far more comfortable since the laws changed to no longer print full credit card numbers on receipts.  I am very uncomfortable using my knucklebuster because of the card number, security code, expiry date and zip code are there.  what if I lose one?  It freaks me out. 

 

My heart is beating so fast just thinking about this.  I can't believe that people would leave themselves and their financial lives so vulnerable.

 


 

 

 Post said he would never use another's computer for financial transactions..


 

Oops, I forgot about the paranoia. 

Fool that I am, I never once considered using Paypal for nefarious schemes.

 

No way they could harvest your credit card numbers and sell them online based on a card swiping or imprinting machine or something like that...

 

At some point you have to just assume that people are not out to get you, or you can just stay at home and hide under your couch.

 

I will remain a trusting fool, secure in the knowledge that I would not glean

someone's information from them as they use my computer.

 




--0-187398470-1211718603=:25742--

Lois Ruben Aronow on sun 25 may 08


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I have just gotten myself a capture and forward, to replace my T7P swipe
that needs a phone line. That way I can take it with me outdoors. I am
also with Merchant Warehouse - they rock.




_____

From: Clayart [mailto:CLAYART@LSV.CERAMICS.ORG] On Behalf Of Mayssan Farra
Sent: Sunday, May 25, 2008 8:30 AM
To: CLAYART@LSV.CERAMICS.ORG
Subject: Re: credit cards NOW: A WORD OF CAUTION


Hello Lois;

If the knuckle buster freaks you out why not a capture and forward terminal.
I just started accepting credit cards and it is such a joy , zip the card it
prints out stores it and go home connect to phone and forward them all, 2
minutes.

I think only the Nurit terminal does that, someone here on clayart
recomended merchant warehouse club and I am very happy with them so far,
undr $7 a month, reasonable percentage and no yearly contract.


Mayssan Shora Farra

http://www.clayvillepottery.com



----- Original Message ----
From: Lois Ruben Aronow
To: CLAYART@LSV.CERAMICS.ORG
Sent: Saturday, May 24, 2008 6:55:20 PM
Subject: Re: credit cards NOW: A WORD OF CAUTION


Aw shucks, the majority of people in the world are really nice and trusting,
so don't pay any attention to what they say on the news.

OMG you must be joking. I had my Amex # stolen TWICE this year just by
making bids on Priceline. TWICE. Complete with secret security code. Not
even purchases, just bids. Once was just this week. Oh yes - the thieves
made purchases, and lots of them. They are enjoying memorial day weekend in
Miami.

My bank card number and password has also been stolen, as has my husbands.
This was not due to the rash of number collectors attached to bodega ATM's
in the neighborhood. That has been a problem, yes. But an inside job at
our bank. A BIG bank. Tens of 1000s of numbers in NY area. When I lived
abroad, my long-time cleaning person stole checks from the bottom of a
checkbook that had been tucked into a drawer. Yes, I have spyware
protection, worm protection, virus protection, don't store cc's on my
computer. Still they come.

I would NEVER enter my user name and password into someone else's computer.
EVER. In fact, I doubt you would be covered by your company's fraud
protection if you do, as it is you alone who have made yourself vulnerable.
Why not have your social security number printed on a T-shirt and hand them
out on the street? Once you have the user name and password, you have
access to the full banking information. I am shocked that you would even
suggest that this is not an issue.

I am far more comfortable since the laws changed to no longer print full
credit card numbers on receipts. I am very uncomfortable using my
knucklebuster because of the card number, security code, expiry date and zip
code are there. what if I lose one? It freaks me out.

My heart is beating so fast just thinking about this. I can't believe that
people would leave themselves and their financial lives so vulnerable.



Post said he would never use another's computer for financial
transactions..


Oops, I forgot about the paranoia.
Fool that I am, I never once considered using Paypal for nefarious schemes.

No way they could harvest your credit card numbers and sell them online
based on a card swiping or imprinting machine or something like that...

At some point you have to just assume that people are not out to get you, or
you can just stay at home and hide under your couch.

I will remain a trusting fool, secure in the knowledge that I would not
glean
someone's information from them as they use my computer.




------=_NextPart_000_0007_01C8BE51.380550C0
Content-Type: text/html;
charset="us-ascii"
Content-Transfer-Encoding: quoted-printable



charset=3Dus-ascii">




face=3DArial=20
color=3D#0000ff size=3D2>I have just gotten myself a capture and =
forward, to replace=20
my T7P swipe that needs a phone line.  That way I can take it with =
me=20
outdoors.  I am also with Merchant Warehouse - they=20
rock.

face=3DArial=20
color=3D#0000ff size=3D2>
 

face=3DArial=20
color=3D#0000ff size=3D2>
 


style=3D"PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff 2px =
solid; MARGIN-RIGHT: 0px">



From: Clayart=20
[mailto:CLAYART@LSV.CERAMICS.ORG] On Behalf Of Mayssan=20
Farra
Sent: Sunday, May 25, 2008 8:30 AM
To:=20
CLAYART@LSV.CERAMICS.ORG
Subject: Re: credit cards NOW: A =
WORD OF=20
CAUTION



style=3D"FONT-SIZE: 12pt; FONT-FAMILY: times new roman, new york, =
times, serif">

Hello Lois;

 

If the knuckle buster freaks you out why not a capture and =
forward=20
terminal. I just started accepting credit cards and it is such a joy , =
zip the=20
card it prints out  stores it and go home connect to phone =
and=20
forward them all, 2 minutes.

 

I think only the Nurit terminal does that, someone here on =
clayart=20
recomended  merchant warehouse club and I am very happy with them =
so=20
far, undr $7 a month, reasonable percentage and no yearly=20
contract.
 

Mayssan Shora Farra


rel=3Dnofollow>http://www.clayvillepottery.com


style=3D"FONT-SIZE: 12pt; FONT-FAMILY: times new roman, new york, =
times, serif">


style=3D"FONT-SIZE: 12pt; FONT-FAMILY: times new roman, new york, =
times, serif">-----=20
Original Message ----
From: Lois Ruben Aronow=20
<misslo@NYC.RR.COM>
To: CLAYART@LSV.CERAMICS.ORG
Sent: =
Saturday,=20
May 24, 2008 6:55:20 PM
Subject: Re: credit cards NOW: A WORD OF=20
CAUTION


size=3D2>class=3D515503822-24052008>Aw shucks, the majority of people in the =
world are=20
really nice and trusting, so don't pay any attention to what they say =
on the=20
news. 

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>OMG you must be joking.  I had my Amex =
# stolen=20
TWICE this year just by making bids on Priceline.  TWICE.  =
Complete=20
with secret security code.   Not even purchases, just =
bids. =20
Once was just this week.  Oh yes - the thieves made purchases, =
and lots=20
of them.  They are enjoying memorial day weekend in Miami. =20

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>My bank card number and password has also =
been=20
stolen, as has my husbands.  This was not due to the rash of =
number=20
collectors attached to bodega ATM's in the neighborhood.  That =
has been a=20
problem, yes.  But an inside job at our bank.  A BIG =
bank. =20
Tens of 1000s of numbers in NY area.  When I lived abroad, my =
long-time=20
cleaning person stole checks from the bottom of a checkbook that had =
been=20
tucked into a drawer.  Yes, I have spyware protection, worm =
protection,=20
virus protection, don't store cc's on my computer.  Still they=20
come. 

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>I would NEVER enter my user name and =
password=20
into someone else's computer.  EVER.  In fact, I doubt you =
would be=20
covered by your company's fraud protection if you do, as it is you =
alone who=20
have made yourself vulnerable.  Why not have your social security =
number=20
printed on a T-shirt and hand them out on the street?  Once you =
have the=20
user name and password, you have access to the full banking =
information. =20
I am shocked that you would even suggest that this is not an =
issue. =20

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>I am far more comfortable since the laws =
changed to=20
no longer print full credit card numbers on receipts.  I am very=20
uncomfortable using my knucklebuster because of the card number, =
security=20
code, expiry date and zip code are there.  what if I lose =
one? =20
It freaks me out. 

size=3D2>class=3D515503822-24052008> 

size=3D2>class=3D515503822-24052008>My heart is beating so fast just thinking =
about=20
this.  I can't believe that people would leave themselves and =
their=20
financial lives so vulnerable.

size=3D2>class=3D515503822-24052008> 


face=3DArial=20
color=3D#0000ff size=3D2>
 

face=3DArial=20
color=3D#0000ff size=3D2>
 

class=3D515503822-24052008> Post said=20
he would never use another's computer for financial =
transactions..

style=3D"PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff 2px =
solid; MARGIN-RIGHT: 0px">
 

Oops, I forgot about the paranoia. 

Fool that I am, I never once considered using Paypal for =
nefarious=20
schemes.

 

No way they could harvest your credit card numbers and sell =
them online=20
based on a card swiping or imprinting machine or something like =

that...

 

At some point you have to just assume that people are not out =
to get=20
you, or you can just stay at home and hide under your couch.

 

I will remain a trusting fool, secure in the knowledge that I =
would not=20
glean

someone's information from them as they use my computer.

=
size=3D2>
 

TE>

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Lois Aronow on sun 25 may 08


This is a multi-part message in MIME format.

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Content-Type: text/plain;
charset="us-ascii"
Content-Transfer-Encoding: 7bit

This was in no way a personal attack, but yes, I am hyper aware because this
is something that just happened to me, just this week. I am also a bit
excitable, because it's looking that we might actually catch the people.
You need ID to board a plane, after all.

There is a reason that most web sites will tell you NOT to save your
information on a public computer. This has nothing to do with where I live
- my transactions are made in the global universe called "the internet".
This has happened on both my computers - the home desktop, and my studio
laptop.

I am passionate, but not alarmist. I don't believe in living my live being
afraid of things I can't control. I also don't believe in living
wrecklessly. I put on my seat belt. Get annual medical exams. Visit the
dentist. Scuba dive. I talk to strangers, and have even taught people to
knit on the subway. I wouldn't willingly give people access to my banking
information by making purchases on a public computer or over a public
wireless network. I don't think twice about giving a craftsperson my cc for
their knucklebuster, but I wouldn't give it to the guy who pops up on the
street corner with umbrellas when it rains. It's not paranoia - it's common
sense.

Getting someone's email and sending them a PayPal bill is a GREAT idea, and
still gives them the benefit of the doubt without requiring them to fiddle
around to finalize their transaction. I still requires trust, and I do it
all the time when I sell stuff to strangers on the internet. I believe most
people to be honest. Even the credit card companies know that 98% of them
are.

So pardon the drama in my alarm. These things can and do happen everywhere
in the world. More often than you think.





_____

From: Clayart [mailto:CLAYART@LSV.CERAMICS.ORG] On Behalf Of Elizabeth
Priddy
Sent: Sunday, May 25, 2008 12:04 AM
To: CLAYART@LSV.CERAMICS.ORG
Subject: Re: credit cards NOW: A WORD OF CAUTION


Lois,

Your situation is unusual. Your neighborhood is unusual.

Of the billions of cc transactions that occur daily, most of them go by
without a hitch.

I just refuse to live a life filled with anxiety because bad things happen
sometimes.

People can always use their own laptops to get on Paypal to pay, some could
even do it on their PDA. People operate in the world according to their own
need for security. If they dare, they could even piggyback into my wireless
in the studio. I am just trying to make it more convenient. As you said,
the archaic knucklebuster system is a thousand times worse if you are
talking about ease of fraud, yet people use those every day as well.

It is an illusion to think that the angst you feel is worth it, if you are
committing all the energy you say and you still get scammed, with alarming
frequency. But it is your illusion, your life.

I'll stick with my illusion that even if I employed all aspects of security
available in the world, I would still be vulnerable to someone on a mission.
So I don't waste a lot of energy on avoiding all risk, but I do look at my
online banking account every day or two just to make sure nothing weird is
going on. Reasonable vigilence.

I also wonder if you would have taken as sarcastic a tone with virtually
anyone else making the same suggestion, as you seem to get in a twist with
regard to me on a regular basis. Let's let that go, ok?

A new clayart and a new slate for old adversaries. Wouldn't that be a
beautiful illusion to maintain?

Forever optimistic,

E




Elizabeth Priddy
Beaufort, NC - USA

Natural Instincts Conference Information:
http://downtothepottershouse.com/NaturalInstincts.html
http://www.elizabethpriddy.com
http://www.flickr.com/photos/7973282@N03/




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face=3DArial=20
color=3D#0000ff size=3D2>This was in no way a personal attack, but yes, =
I am hyper=20
aware because this is something that just happened to me, just this =
week. =20
I am also a bit excitable, because it's looking that we might actually =
catch the=20
people.  You need ID to board a plane, after =
all.

face=3DArial=20
color=3D#0000ff size=3D2>
 

face=3DArial=20
color=3D#0000ff size=3D2>There is a reason that most web sites =
will tell you=20
NOT to save your information on a public computer.  This has =
nothing to do=20
with where I live - my transactions are made in the global universe =
called "the=20
internet".   This has happened on both my computers - the home =

desktop, and my studio laptop. 

face=3DArial=20
color=3D#0000ff size=3D2>
 

face=3DArial=20
color=3D#0000ff size=3D2>I am passionate, but not alarmist.  I =
don't believe in=20
living my live being afraid of things I can't control.  I also =
don't=20
believe in living wrecklessly.  I put on my seat belt.  Get =
annual=20
medical exams.  Visit the dentist.  Scuba dive.  I talk =
to=20
strangers, and have even taught people to knit on the subway.  I =
wouldn't=20
willingly give people access to my banking information by making =
purchases on a=20
public computer or over a public wireless network.  I don't think =
twice=20
about giving a craftsperson my cc for their knucklebuster, but I =
wouldn't give=20
it to the guy who pops up on the street corner with umbrellas when it=20
rains.  It's not paranoia - it's common sense.


size=3D2>
 


size=3D2>Getting someone's email and sending them a PayPal bill is =
a GREAT=20
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them to=20
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trust, and I=20
do it all the time when I sell stuff to strangers on the internet.  =
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believe most people to be honest.  Even the credit card companies =
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98% of them are. 


size=3D2>
 

size=3D2>So=20
pardon the drama in my alarm.  These things can and do happen =
everywhere in=20
the world.  More often than you think.


size=3D2>
 


size=3D2>
 

size=3D2>

style=3D"PADDING-LEFT: 5px; MARGIN-LEFT: 5px; BORDER-LEFT: #0000ff 2px =
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From: Clayart=20
[mailto:CLAYART@LSV.CERAMICS.ORG] On Behalf Of Elizabeth=20
Priddy
Sent: Sunday, May 25, 2008 12:04 AM
To:=20
CLAYART@LSV.CERAMICS.ORG
Subject: Re: credit cards NOW: A =
WORD OF=20
CAUTION



Lois,

 

Your situation is unusual.  Your neighborhood is =
unusual. =20

 

Of the billions of cc transactions that occur daily, most of them =
go by=20
without a hitch.

 

I just refuse to live a life filled with anxiety because bad =
things=20
happen sometimes.

 

People can always use their own laptops to get on Paypal to pay, =
some=20
could even do it on their PDA.  People operate in the world =
according to=20
their own need for security.  If they dare, they could even =
piggyback=20
into my wireless in the studio.  I am just trying to make it more =

convenient.  As you said, the archaic knucklebuster system is a =
thousand=20
times worse if you are talking about ease of fraud, yet people use =
those every=20
day as well.

 

It is an illusion to think that the angst you feel is worth it, =
if you=20
are committing all the energy you say and you still get scammed, with =
alarming=20
frequency.  But it is your illusion, your life.

 

I'll stick with my illusion that even if I employed all aspects =
of=20
security available in the world, I would still be vulnerable to =
someone on a=20
mission.  So I don't waste a lot of energy on avoiding all risk, =
but I do=20
look at my online banking account every day or two just to make sure =
nothing=20
weird is going on.  Reasonable vigilence.

 

I also wonder if you would have taken as sarcastic a tone with =
virtually=20
anyone else making the same suggestion, as you seem to get in a twist =
with=20
regard to me on a regular basis.  Let's let that go, ok?

 

A new clayart and a new slate for old adversaries.  Wouldn't =
that be=20
a beautiful illusion to maintain?

 

Forever optimistic,

 

E

 

 


Elizabeth Priddy
Beaufort, NC - =
USA

Natural=20
Instincts Conference=20
=
Information:
http://downtothepottershouse.com/NaturalInstincts.html>http://www.elizabethpriddy.com
http://www.flickr.com/photos/7973282@N=
03/



------=_NextPart_000_000F_01C8BE53.B09580D0--

John Rodgers on sun 25 may 08


Lois, such bad things so happen, but not often. Yet, when you are the
one who takes the hit, that one time to many.

In twenty five years in ceramics, I have had only one bad check - and it
was for a $10 item -mug many years ago, and the other was a bad credit
card - a $35 item.- at an art fair where I could not verify the card.
Most people are honest - but there is always that few bad apples.
Reasonable security precautions are always in order.

John Rodgers
Chelsea, AL

Lois Aronow wrote:
> This was in no way a personal attack, but yes, I am hyper aware
> because this is something that just happened to me, just this week. I
> am also a bit excitable, because it's looking that we might actually
> catch the people. You need ID to board a plane, after all.
>
> There is a reason that most web sites will tell you NOT to save your
> information on a public computer. This has nothing to do with where I
> live - my transactions are made in the global universe called "the
> internet". This has happened on both my computers - the home
> desktop, and my studio laptop.
>
> I am passionate, but not alarmist. I don't believe in living my live
> being afraid of things I can't control. I also don't believe in
> living wrecklessly. I put on my seat belt. Get annual medical
> exams. Visit the dentist. Scuba dive. I talk to strangers, and have
> even taught people to knit on the subway. I wouldn't willingly give
> people access to my banking information by making purchases on a
> public computer or over a public wireless network. I don't think
> twice about giving a craftsperson my cc for their knucklebuster, but I
> wouldn't give it to the guy who pops up on the street corner with
> umbrellas when it rains. It's not paranoia - it's common sense.
>
> Getting someone's email and sending them a PayPal bill is a GREAT
> idea, and still gives them the benefit of the doubt without requiring
> them to fiddle around to finalize their transaction. I still requires
> trust, and I do it all the time when I sell stuff to strangers on the
> internet. I believe most people to be honest. Even the credit card
> companies know that 98% of them are.
>
> So pardon the drama in my alarm. These things can and do happen
> everywhere in the world. More often than you think.
>
>
>
> ------------------------------------------------------------------------
> *From:* Clayart [mailto:CLAYART@LSV.CERAMICS.ORG] *On Behalf Of
> *Elizabeth Priddy
> *Sent:* Sunday, May 25, 2008 12:04 AM
> *To:* CLAYART@LSV.CERAMICS.ORG
> *Subject:* Re: credit cards NOW: A WORD OF CAUTION
>
> Lois,
>
> Your situation is unusual. Your neighborhood is unusual.
>
> Of the billions of cc transactions that occur daily, most of them
> go by without a hitch.
>
> I just refuse to live a life filled with anxiety because bad
> things happen sometimes.
>
> People can always use their own laptops to get on Paypal to pay,
> some could even do it on their PDA. People operate in the world
> according to their own need for security. If they dare, they
> could even piggyback into my wireless in the studio. I am just
> trying to make it more convenient. As you said, the archaic
> knucklebuster system is a thousand times worse if you are talking
> about ease of fraud, yet people use those every day as well.
>
> It is an illusion to think that the angst you feel is worth it, if
> you are committing all the energy you say and you still get
> scammed, with alarming frequency. But it is your illusion, your life.
>
> I'll stick with my illusion that even if I employed all aspects of
> security available in the world, I would still be vulnerable to
> someone on a mission. So I don't waste a lot of energy on
> avoiding all risk, but I do look at my online banking account
> every day or two just to make sure nothing weird is going on.
> Reasonable vigilence.
>
> I also wonder if you would have taken as sarcastic a tone with
> virtually anyone else making the same suggestion, as you seem to
> get in a twist with regard to me on a regular basis. Let's let
> that go, ok?
>
> A new clayart and a new slate for old adversaries. Wouldn't that
> be a beautiful illusion to maintain?
>
> Forever optimistic,
>
> E
>
>
>
>
> Elizabeth Priddy
> Beaufort, NC - USA
>
> Natural Instincts Conference Information:
> http://downtothepottershouse.com/NaturalInstincts.html
> http://www.elizabethpriddy.com
> http://www.flickr.com/photos/7973282@N03/
>

Lois Aronow on sun 25 may 08


So true, John. For what it's worth, I have never had a bad check or
declined card. As far as credit cards go, this is due in part to the fact
that credit card companies have begun allowing overcharges, which they then
collect a hefty fee on.

My reaction is really more about protecting your personal information and
not haphazardly placing it on the computer of a stranger in lieu of using a
credit card.

I believe most people are honest, I really do. My dislike of letting people
send payment later has more to do with the sheer volume of follow-up
bookkeeping.

> In twenty five years in ceramics, I have had only one bad
> check - and it was for a $10 item -mug many years ago, and
> the other was a bad credit card - a $35 item.- at an art fair
> where I could not verify the card.
> Most people are honest - but there is always that few bad apples.
> Reasonable security precautions are always in order.
>

Elizabeth Priddy on sun 25 may 08


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Good luck catching them!

Your alarm also sounded because you are fluorescent blue on the screen now ! ;)

I will remain...black and white.

E

the new clayart is great.


Elizabeth Priddy
Beaufort, NC - USA

Natural Instincts Conference Information:
http://downtothepottershouse.com/NaturalInstincts.html
http://www.elizabethpriddy.com
http://www.flickr.com/photos/7973282@N03/

--0-1519824352-1211752340=:1074
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Good luck catching them!
 
Your alarm also sounded because you are fluorescent blue on the screen now ! ;)
 
I will remain...black and white.
 
E
 
the new clayart is great.


Elizabeth Priddy
Beaufort, NC - USA

Natural Instincts Conference Information:
http://downtothepottershouse.com/NaturalInstincts.html
http://www.elizabethpriddy.com
http://www.flickr.com/photos/7973282@N03/






--0-1519824352-1211752340=:1074--


Tony Ferguson on sun 25 may 08


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Folks, what do you think anytime you give a vendor your cc information they are using--a computer--it doesn't matter if you type it in or they do (even this makes me uncomfortable typing in passwords on someone else's computer). Whether the vendor is at a show or in some warehouse taking your cc info so you can make a purchase online, at a store, etc., its all computers thus vulnerable. Now, paranoia--better to be prepared than the alternative. But really folks, how do you think you can prepare yourself? Well, don't use cc cards at all and don't accept them. And that is not going to happen. We have to take risks but we can be smart about it too;

1. Get new cc numbers, pins,etc, every year and destroy the old documentation. If you are really worried about it, every 3-6 months. If you stay a head of the garbage diggers and disgruntled employees you could be saving yourself a lot of hassle and head aches. Think of how much time and hassle it takes to change everything so often. Now think about how much time it takes to replace everything stolen.

2. Check with your bank, credit union, etc. You should be or can get coverage for illegal purchases, identity fraud, etc.

3. Be smart, check your statements on a weekly basis to see if anything is fishy.

4. Put a daily cash with drawl limit and cc purchase limit on your card (we have both). If you know you are going to make a large purchase, have your bank contact number and authentication process handy so you can make the call if you need to. This also limits the amount anyone can rip you off daily. Yes it requires planning, but better to have to coordinate a big purchase or have someone making big purchases for you.

4. Know that most identity fraud is an in house job--just like Lois said. And yes, they sell your info to the Russian mafia and who knows what other mafias. My buddy had his identity stolen and they tracked it and there was a story that came out in the news--all confirming what their investigation found, who was doing the stealing and who they were selling it too. So this means, yes, if you make a purchase at amazon and in that particular call bank/data bank where they processed your info if there happens to be a disgruntled or planted employee, it could happen to you...crackers (hackers are actually the good guys) could also be picking your info up off the web using sophisticated software which leads me to;

5. Make sure you have a router with encryption, fire wall, spy detect, etc. If you don't want to, pick up a little program called net alert and see how many attempts are made at breaching your router and fire wall.

5. Consider using Firebox--its much better than IE explore. If you are on a Mac, you're not superman but close.

6. I am sure I am forgetting things and may not be completely up to date so Google protecting yourself from cc scams, identity theft, etc.

Tony Ferguson




Lois Ruben Aronow wrote: Aw shucks, the majority of people in the world are really nice and trusting, so don't pay any attention to what they say on the news.

OMG you must be joking. I had my Amex # stolen TWICE this year just by making bids on Priceline. TWICE. Complete with secret security code. Not even purchases, just bids. Once was just this week. Oh yes - the thieves made purchases, and lots of them. They are enjoying memorial day weekend in Miami.

My bank card number and password has also been stolen, as has my husbands. This was not due to the rash of number collectors attached to bodega ATM's in the neighborhood. That has been a problem, yes. But an inside job at our bank. A BIG bank. Tens of 1000s of numbers in NY area. When I lived abroad, my long-time cleaning person stole checks from the bottom of a checkbook that had been tucked into a drawer. Yes, I have spyware protection, worm protection, virus protection, don't store cc's on my computer. Still they come.

I would NEVER enter my user name and password into someone else's computer. EVER. In fact, I doubt you would be covered by your company's fraud protection if you do, as it is you alone who have made yourself vulnerable. Why not have your social security number printed on a T-shirt and hand them out on the street? Once you have the user name and password, you have access to the full banking information. I am shocked that you would even suggest that this is not an issue.

I am far more comfortable since the laws changed to no longer print full credit card numbers on receipts. I am very uncomfortable using my knucklebuster because of the card number, security code, expiry date and zip code are there. what if I lose one? It freaks me out.

My heart is beating so fast just thinking about this. I can't believe that people would leave themselves and their financial lives so vulnerable.




Post said he would never use another's computer for financial transactions..

Oops, I forgot about the paranoia.
Fool that I am, I never once considered using Paypal for nefarious schemes.

No way they could harvest your credit card numbers and sell them online based on a card swiping or imprinting machine or something like that...

At some point you have to just assume that people are not out to get you, or you can just stay at home and hide under your couch.

I will remain a trusting fool, secure in the knowledge that I would not glean
someone's information from them as they use my computer.





Tony Ferguson
315 N. Lake Ave. Apt 312
Duluth, MN 55806
...where the sky meets the lake...

Artist, Educator, Photographer, Film Maker, Web Meister
fergyart@yahoo.com
(218) 727-6339
http://www.tonyferguson.net





--0-1478564740-1211772360=:85042
Content-Type: text/html; charset=iso-8859-1
Content-Transfer-Encoding: 8bit

Folks, what do you think anytime you give a vendor your cc information they are using--a computer--it doesn't matter if you type it in or they do (even this makes me uncomfortable typing in passwords on someone else's computer).  Whether the vendor is at a show or in some warehouse taking your cc info so you can make a purchase online, at a store, etc., its all computers thus vulnerable.  Now, paranoia--better to be prepared than the alternative.  But really folks, how do you think you can prepare yourself?  Well, don't use cc cards at all and don't accept them.  And that is not going to happen.  We have to take risks but we can be smart about it too;

1.  Get new cc numbers, pins,etc, every year and destroy the old documentation.  If you are really worried about it, every 3-6 months.  If you stay a head of the garbage diggers and disgruntled employees you could be saving yourself a lot of hassle and head aches.  Think
of how much time and hassle it takes to change everything so often.  Now think about how much time it takes to replace everything stolen.

2.  Check with your bank, credit union, etc.  You should be or can get coverage for illegal purchases, identity fraud, etc.

3.  Be smart, check your statements on a weekly basis to see if anything is fishy.

4.  Put a daily cash with drawl limit and cc purchase limit on your card (we have both).  If you know you are going to make a large purchase, have your bank contact number and authentication process handy so you can make the call if you need to.  This also limits the amount anyone can rip you off daily.  Yes it requires planning, but better to have to coordinate a big purchase or have someone making big purchases for you.

4.  Know that most identity fraud is an in house job--just like Lois said.  And yes, they sell your info to the Russian mafia and who
knows what other mafias.  My buddy had his identity stolen and they tracked it and there was a story that came out in the news--all confirming what their investigation found, who was doing the stealing and who they were selling it too.  So this means, yes, if you make a purchase at amazon and in that particular call bank/data bank where they processed your info if there happens to be a disgruntled or planted employee, it could happen to you...crackers (hackers are actually the good guys) could also be picking your info up off the web using sophisticated software which leads me to;

5.  Make sure you have a router with encryption, fire wall, spy detect, etc.  If you don't want to, pick up a little program called net alert and see how many attempts are made at breaching your router and fire wall.

5.  Consider using Firebox--its much better than IE explore.  If you are on a Mac, you're not superman but close.

6.  I am
sure I am forgetting things and may not be completely up to date so Google protecting yourself from cc scams, identity theft, etc.

Tony Ferguson




Lois Ruben Aronow <misslo@NYC.RR.COM> wrote:
Aw shucks, the majority of people in the world are really nice and trusting, so don't pay any attention to what they say on the news. 
 
OMG
you must be joking.  I had my Amex # stolen TWICE this year just by making bids on Priceline.  TWICE.  Complete with secret security code.   Not even purchases, just bids.  Once was just this week.  Oh yes - the thieves made purchases, and lots of them.  They are enjoying memorial day weekend in Miami. 
 
My bank card number and password has also been stolen, as has my husbands.  This was not due to the rash of number collectors attached to bodega ATM's in the neighborhood.  That has been a problem, yes.  But an inside job at our bank.  A BIG bank.  Tens of 1000s of numbers in NY area.  When I lived abroad, my long-time cleaning person
stole checks from the bottom of a checkbook that had been tucked into a drawer.  Yes, I have spyware protection, worm protection, virus protection, don't store cc's on my computer.  Still they come. 
 
I would NEVER enter my user name and password into someone else's computer.  EVER.  In fact, I doubt you would be covered by your company's fraud protection if you do, as it is you alone who have made yourself vulnerable.  Why not have your social security number printed on a T-shirt and hand them out on the street?  Once you have the user name and password, you have access to the full banking information.  I am shocked that you would even suggest that this is not an
issue. 
 
I am far more comfortable since the laws changed to no longer print full credit card numbers on receipts.  I am very uncomfortable using my knucklebuster because of the card number, security code, expiry date and zip code are there.  what if I lose one?  It freaks me out. 
 
My heart is beating so fast just thinking about this.  I can't believe that people would leave themselves and their financial lives so
vulnerable.
 
 
 
 Post said he would never use another's computer for financial transactions..
 
Oops, I forgot about the paranoia. 
Fool that I am, I never once considered using Paypal for nefarious schemes.
 
No way they could harvest your credit card
numbers and sell them online based on a card swiping or imprinting machine or something like that...
 
At some point you have to just assume that people are not out to get you, or you can just stay at home and hide under your couch.
 
I will remain a trusting fool, secure in the knowledge that I would not glean
someone's information from them as they use my computer.
 



 
Tony Ferguson
315 N. Lake Ave. Apt 312
Duluth, MN 55806
...where the sky meets the lake...

Artist, Educator, Photographer, Film Maker, Web Meister
fergyart@yahoo.com
(218) 727-6339
 






--0-1478564740-1211772360=:85042--