Amanda Blum - Howling Zoe Productions on tue 22 aug 06
Hey all.
I am a renter in a home in Phoenix, Arizona. I recently purchased a kiln
with my landlords approval, only to discover his homeowners insurance won=92=
t
cover me as a tenant, using a kiln. It cannot be within 10 feet of the house=
and it cannot be attached to the house in any way (running electricity or
gas from the house would could as attached).
We=92re talking about a skutt 1227, which will be firing to cone 6.
My landlord is supportive and open to ideas, but I=92m about out. To install=
a
new box away from the house is incredibly prohibitive (about 5000$).
Its not a gas kiln, so running it off propane isn=92t an option. (amusingly,=
apparently I could construct an independent gas powered kiln in my backyard,=
and THAT would be ok)
So. I know generators aren=92t ideal=85.. but can anyone come up with someth=
ing
else, with the following caveats:
1. yes, i could use a kiln elsewhere, I actually do, the purpose of this
kiln is for pieces to delicate to move by car.
2. moving to a new home is a last option.
3. i've read the archives about insurance issues, and no, it does not appear=
to matter to him if the fire inspector, adjuster, etc come out and verify
the wiring, etc.
Appreciate your help.
a
Arnold Howard on wed 23 aug 06
From: "Amanda Blum - Howling Zoe Productions"
I am a renter in a home in Phoenix, Arizona. I recently
purchased a kiln
with my landlords approval, only to discover his homeowners
insurance won't
cover me as a tenant, using a kiln.
-------------------
As long as you follow the manufacturer's recommended
installation guidelines, a kiln is quite safe. Even if it
overfires, the heat is contained within the firing chamber.
If a kiln were not safe, UL would never list it.
Perhaps you could find a separate insurance policy that
would cover you as a tenant.
Many years ago a laboratory was investigating a fire that
started in a garage. We visited the laboratory to look at a
Paragon kiln that the technicians suspected had started the
fire. But we proved that the kiln had not even been turned
on at the time of the fire. The lab concluded that the fire
came from the electrical breaker panel, which was close to
the kiln.
Sincerely,
Arnold Howard
Paragon Industries, L.P., Mesquite, Texas USA
ahoward@paragonweb.com / www.paragonweb.com
Anita Rickenberg on wed 23 aug 06
My personal experience with insurance issues is that the landlord would
probably need to change insurance agents. When I installed a studio
with 2 kilns on my property, the insurance agent I had at that time
refused to insure the building or anything in it. He insisted that it
had to be a commercial policy with another carrier. Since I wasn't
thrilled with them anyway, for a lot of reasons, I had 3 insurance
companies give me quotes for everything.
Another company issued a blanket policy for everything with no problem.
More coverage for the same money. Unfortunately, this may not be
anything that your landlord would want to do.
Anita
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