Cathie Feild on tue 17 jun 97
My husband and I are planning to start our own business as potters/craft shop
owners in about a year. One thing that we're concerned about is health
insurance. I'd be interested in hearing from people on the list who are
self-employed potters about what they do for health insurance. I know that
some professional associations in other fields offer health insurance at
group rates for their members who otherwise wouldn't have access to it. Does
anyone know if such a thing exists for potters?
Thanks in advance for any information.
Cathie
Susan Erickson on tue 17 jun 97
Cathie,
Here in Pittsburgh, our local arts center offers group rate health
insurance for members. Membership at the center costs $40 (annual)
for individuals, $50 for families - well worth the savings on the
insurance. If your local arts center doesn't already offer such a
plan, perhaps the folks in charge could be convinced it's a great
idea :)
Susan
Joanna deFelice on tue 17 jun 97
hi cathie
i don't know about health insurance for potters, but as a self-employed
person (digital typesetter pottery is still a hobby) i know a wee bit
about what's out there for 1-2 person operations. basically, not a lot,
but i found an hmo policy run by the state of oregon, so you might check
with your state hmo people. i was surprised that here it was the most
comprehensive and least expensive coverage available. another is globe
(disclaimer!!!) a national group which should be listed in your phone
book. there may be others, and you should definitely find out what
associations you could join as they often have coverage available to
their members. for now, all coverage is so high we are winging it. gets
a little nervous out there now and then. good luck!
joanna d
-------------Cathie Feild wrote:
>
> ----------------------------Original message----------------------------
> My husband and I are planning to start our own business as potters/craft shop
> owners in about a year. One thing that we're concerned about is health
> insurance. I'd be interested in hearing from people on the list who are
> self-employed potters about what they do for health insurance. I know that
> some professional associations in other fields offer health insurance at
> group rates for their members who otherwise wouldn't have access to it. Does
> anyone know if such a thing exists for potters?
>
> Thanks in advance for any information.
>
> Cathie
--
Joanna deFelice/David Payne
prepress@cyberhighway.net
Talbott on tue 17 jun 97
Cathie... Sounds like interested Clayarters could form a group to buy
health insurance at group rates. Is that a possibility???... Marshall
>----------------------------Original message----------------------------
>My husband and I are planning to start our own business as potters/craft shop
>owners in about a year. One thing that we're concerned about is health
>insurance. I'd be interested in hearing from people on the list who are
>self-employed potters about what they do for health insurance. I know that
>some professional associations in other fields offer health insurance at
>group rates for their members who otherwise wouldn't have access to it. Does
>anyone know if such a thing exists for potters?
>
>Thanks in advance for any information.
>
>Cathie
1ST ANNUAL CLAYARTERS' GALLERY - NAPLES, MAINE (Summer 1997)
http://fmc.utm.edu/~dmcbeth/cag/naples.htm
Celia & Marshall Talbott, Pottery By Celia, Route 114, P O Box 4116,
Naples, Maine 04055-4116,(207)693-6100 voice and fax,(call first)
WBS Live Chat Room, Sat Nites 10 PM EDT, Private Room: Clayarters
Boyd on wed 18 jun 97
Cathy, and everyone else in this self employed insurance world.
I'm paying 1,450 a year for a 1,500 deductible health insurance plan, for
one person,through Golden Rule Ins. Co. out of Indianapolis. I think I'm
paying way too much since I've never had a medical claim and am in perfect
(well sort of, I was active in the 60's) health. Any clayarter that's
insured for less and in the same clay boat, let us know what Ins. Co. your
with.
Boyd
Iron River MI
At 12:36 PM 6/17/97 EDT, you wrote:
>----------------------------Original message----------------------------
>My husband and I are planning to start our own business as potters/craft shop
>owners in about a year. One thing that we're concerned about is health
>insurance. I'd be interested in hearing from people on the list who are
>self-employed potters about what they do for health insurance. I know that
>some professional associations in other fields offer health insurance at
>group rates for their members who otherwise wouldn't have access to it. Does
>anyone know if such a thing exists for potters?
>
>Thanks in advance for any information.
>
>Cathie
>
>
http://www.freeyellow.com/members/boyd/index.html
MUDPUPPY on thu 19 jun 97
I got insurance recently through Blue Cross/Blue Shield. They have a
new plan called Blue Advantage. You choose the deductible level you wish.
I have the insurance for myself (35) and my son (15), and it is
approx. $1500 a year. You make a $20 co-payment when you go to the
doctor, no matter what is involved, tests, x-rays, whatever. For
prescriptions, you pay $10 for generic and $20 for name-brand. Needless
to say I like to get as big an order at once as I can!
Oh, and my deductible is $250. Seems like a large co-pay, but i like
knowing exactly what I will have to shell out on any given occaision.
It seems the best I have found so far.
We are in North Carolina, if that makes a difference.
Regards,
Laurel Carey
Rick Sherman on thu 19 jun 97
Your Message-------------------
I'd be interested in hearing from people on the list who are
self-employed potters about what they do for health insurance.
-------------------------------------------------------------------
Cathie:
One source for Major Medical Insurance is the National Association for
the Self-Employed [NASE]. This is for major illness and does not
cover doctor visits. There is a $2,000 deductable which is nothing if
you have a prolonged hospital stay. Don't think of it as an HMO.
Perhaps it might be combined with another policy for minor medical
needs. For information, call: 1-800-527-5504 or the member service #
1-800-232-NASE. Address: 915 Grapevine Highway, P.O. Box 982009,
North Richmond Hills, TX 76182-8009.
RS
David Hendley on fri 20 jun 97
Has anyone had any experience with the new "Medical Savings Account"
for the self-employed and extra small businesses?
I hear that it is a good deal and will only be available for a couple of
more months (This will be a small "trial period" to test the system).
David Hendley
Maydelle, Texas
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