Mayssan Farra on wed 29 jul 09
I did an event once that wanted such insurance, but they accepted my 1M ins=
urance when I sent them a copy of the policy. this covers mmy liability any=
where, at home or away and also cover my loss with a deductible.
my insurance was made available as a rider to our home insurance from the H=
artford (AARP) for us seniors that like to keep working from home. the joys=
of growing old:)
Mayssan Shora Farra
http://www.clayvillepottery.com
http://clayette.blogspot.com
----- Original Message ----
From: KATHI LESUEUR <
The best way to get liability coverage for shows is to find an
independent insurance broker who sells both residential and
commercial lines of insurance. .
But, the covered
entity should be me, not the event. Making them the covered entity
would seem to mean that you are taking responsibility for any loss
that happens at the event no matter who or what caused it. I have a
hard time believing that any insurer would write such a policy.
KATHI LESUEUR
On Jul 29, 2009, at 5:05 PM, R.J. Shaw wrote:
> We are running into some events that want 1M insurance for the
> vendors, with
> the event listed as covered entity. Some will offer said insurance
> for only
Tom at Hutchtel.net on wed 29 jul 09
Agreeing with Kathi's post...you really need commercial insurance if you're
going to do shows.
Just one hypothetical case: storm comes through a show, Your EZ-Up takes of=
f
and wrecks the booth and work of the glass blower across the street. Who
might get sued in this scenario? Bingo. And it seems with this wacky
weather (the short, fast, furious (sounds like a description of Clennell,
doesn't it?) storms) we're seeing more frequently might easily make this
scenario come true.
In most cases the certificate you have to provide (at no additional cost) t=
o
the show doesn't absolve the show from liability, only provides coverage if=
,
say someone hurts themselves in your booth, they're going to sue both you
and the show.
Tom Wirt
Clay Coyote Pottery
Hutchinson, MN
----- Original Message -----
From: "KATHI LESUEUR"
Subject: Re: Event Insurance for Vendors
The best way to get liability coverage for shows is to find an
independent insurance broker who sells both residential and
commercial lines of insurance. Tell them what you need covered and
they will find companies that deal in this kind of insurance. Your
first question should not be "how much does it cost?" Your first
question should be "how well do they pay claims?" It doesn't matter
how cheap the insurance is if in the end they don't pay for the loss.
Events are increasingly putting the burden of insuring their events
on the shoulders of the exhibitors. I have no problem with events
making me have liability insurance to cover a loss in the event MY
booth causes harm to a person or damages something. But, the covered
entity should be me, not the event. >>>>Making them the covered entity
would seem to mean that you are taking responsibility for any loss
that happens at the event no matter who or what caused it. I have a
hard time believing that any insurer would write such a policy.
KATHI LESUEUR
http://www.lesueurclaywork.com
On Jul 29, 2009, at 5:05 PM, R.J. Shaw wrote:
> We are running into some events that want 1M insurance for the
> vendors, with
> the event listed as covered entity. Some will offer said insurance
> for only
> their event only, you pay, they collect if anything goes wrong.
> We are located in California and want to participate in numerous
> fairs,
> markets, shows, festivals. We need to find some sort of insurance
> that would
> cover us for all events without breaking our exceedingly meager
> bank....
>
>
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