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grassroots health insurance

updated mon 21 jan 02

 

linda blossom on sun 20 jan 02


I thought this might be of interest to some on the list. We have a
grassroots health plan in Ithaca which is owned by the members and is
democratic and nonprofit. It costs $100 per person, $175 per couple, and
$50 per child per year. There are also group rates for businesses that want
to enroll their employees. There is an elected board (elected by the
entire membership) that determines the payments that will be made. The
payments are set (not a percent or allowable amounts)and as the fund grows,
the benefits grow. It also pays out anywhere in the world - you don't have
to live in Ithaca to be a member. The benefits are: (maximums) $2000 for
broken bones, $1500 emergency appendectomy, $500 for 2nd and 3rd degree
burns; $400 emergency stitches; $400 ambulance rides; $600 postexposure
rabies inoculations. After six months membership: $300 vasectomy/tubal
sterilizations, $200 dental root canals, $50 for smoke free programs after
being smoke free after 6 months.After two years, you can get a $500
interest free loan for dental crown work. It does not cover office visits
although there are many participating providers here that give a 10%
discount. For self employed people this is an affordable alternative. If
you want to try starting such a thing in your area you can email the founder
of our plan Paul Glover (also responsible for starting our local currency,
the Ithaca Hours) at paglo@lightlink.com. If you want to join, he would be
the person as well. At present, the fund has surpassed $100,000 and is
growing as more join. The strength and value of the fund is in the number
of people willing to invest in a member owned, nonprofit insurance
alternative.

Linda
Ithaca, NY

Marg on sun 20 jan 02


This was on my list today after we talked about it last night. Interesting
that a previous post said she has to pay over $800. a month.
mmmmm


> I thought this might be of interest to some on the list. We have a
> grassroots health plan in Ithaca which is owned by the members and is
> democratic and nonprofit. It costs $100 per person, $175 per couple, and
> $50 per child per year. There are also group rates for businesses that want
> to enroll their employees. There is an elected board (elected by the
> entire membership) that determines the payments that will be made. The
> payments are set (not a percent or allowable amounts)and as the fund grows,
> the benefits grow. It also pays out anywhere in the world - you don't have
> to live in Ithaca to be a member. The benefits are: (maximums) $2000 for
> broken bones, $1500 emergency appendectomy, $500 for 2nd and 3rd degree
> burns; $400 emergency stitches; $400 ambulance rides; $600 postexposure
> rabies inoculations. After six months membership: $300 vasectomy/tubal
> sterilizations, $200 dental root canals, $50 for smoke free programs after
> being smoke free after 6 months.After two years, you can get a $500
> interest free loan for dental crown work. It does not cover office visits
> although there are many participating providers here that give a 10%
> discount. For self employed people this is an affordable alternative. If
> you want to try starting such a thing in your area you can email the founder
> of our plan Paul Glover (also responsible for starting our local currency,
> the Ithaca Hours) at paglo@lightlink.com. If you want to join, he would be
> the person as well. At present, the fund has surpassed $100,000 and is
> growing as more join. The strength and value of the fund is in the number
> of people willing to invest in a member owned, nonprofit insurance
> alternative.
>
> Linda
> Ithaca, NY

linda blossom on sun 20 jan 02


Dear Marg,

You are talking about someone or something else. I think you have a couple
of communications mixed up.

Linda
Ithaca, NY

----- Original Message -----
From: "Marg"
To:
Sent: Sunday, January 20, 2002 3:56 PM
Subject: Re: grassroots health insurance


> This was on my list today after we talked about it last night.
Interesting
> that a previous post said she has to pay over $800. a month.
> mmmmm
>
>