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liability insurance on ceramics

updated fri 25 jun 04

 

Helayne Friedland on wed 23 jun 04


Hi everyone. I don't write in very often but I am looking for a little advic=
e.
I am in the process of negotiating a contract with a company to design and=20
produce ceramic communion chalice sets. My designs would go in their catalog=
and=20
as they get orders they would pass them on to me. They are asking me to carr=
y=20
liability insurance on these chalice sets and provide them with proof of=20
insurance.=20

Is this normal practice and do they have a right to expect me to do this? o=
r=20
Once they inspect and accept each order I deliver should the insurance then=20
become their responsibility.

I would appreciate any advice=97I've never done anything like this before.
Thanks in advance

Helayne

www.ceramicarts.net

william schran on thu 24 jun 04


Helayne wrote:>My designs would go in their catalog and
as they get orders they would pass them on to me. They are asking me to carry
liability insurance on these chalice sets and provide them with proof of
insurance. <

They are the "middle man" and the customer would be going to them, as
that is the source where the pot was purchased, if any litigation
were to begin regarding issues with the chalice. They then would be
passing this on to you. So yes, you need liability insurance. If
you're in business ya gotta have the insurance anyway.
Bill

Helayne Friedland on thu 24 jun 04


Thanks for your very quick response(s)=97can I impose a little bit more with=
2=20
more questions?

1. Can anyone recommend a good company to deal with for product liability=20
insurance=97at reasonable rates

and

2. If somewhere down the road the company selling my chalices were to=20
purchase the copyright for my designs and where then to have them made=20
elsewhere=97would I still need to carry insurance on them for as long as the=
y sold these=20
chalices or would the liability then belong to the "manufacturer?


As you can tell this is really new territory for me, thanks again

Helayne